Income Tax Calculator
FY 2025-26
Compare Old vs New Tax Regime (AY 2026-27)
Basic Information
Taxpayer Category
Individual (<60)
Senior Citizen (60-79)
Super Senior (80+)
Residential Status
Resident
Non-Resident (NRI)
Income Details (₹ per Annum)
Gross Salary
Income from Other Sources
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Includes Savings Interest, FD Interest, Dividends etc. Enter total amount.
Income from House Property (₹)
Interest Paid (Self-Occupied)
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Interest paid on loan for self-occupied house. Max ₹2,00,000 deduction under Old Regime only.
Let-Out Property Details
Deductions
(Primarily for Old Regime)
Investments & Savings (Sec 80C, 80CCD)
Sec 80C
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Includes EPF, PPF, ELSS, Life Insurance Premium, Home Loan Principal, Tuition Fees etc. Max limit ₹1,50,000 (Old Regime Only).
Sec 80CCD(1B) - NPS Self
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Additional deduction for self-contribution to NPS. Max limit ₹50,000 (Old Regime Only).
Sec 80CCD(2) - Employer NPS
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Employer's contribution to NPS. Limit is 10% of salary (Basic+DA) for private employees, 14% for govt employees. Deduction ALLOWED IN BOTH REGIMES. Enter the contributed amount.
Sec 80TTA/TTB - Savings Interest
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Deduction on interest from Savings A/c (80TTA, Max ₹10k, non-seniors) or Savings & Deposits (80TTB, Max ₹50k, seniors). Old Regime Only. Enter total eligible interest received; calculator applies the limit.
Health & Insurance
Sec 80D - Health Insurance Premium
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Premium for self/family & parents. Limits depend on age. Enter total deductible amount (Old Regime Only).
Housing & Allowances
HRA Exemption Claimed
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Calculated House Rent Allowance exemption based on salary, rent paid, and location (Old Regime Only).
LTA Exemption Claimed
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Leave Travel Allowance exemption based on actual travel costs, subject to conditions (Old Regime Only).
Other Deductions
Professional Tax Paid
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Amount paid as professional tax levied by state govt. Max deduction ₹2,500 (Old Regime Only).
Sec 80E - Edu Loan Interest
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Interest paid on loan for higher education for self, spouse, children or student for whom you are legal guardian (Old Regime Only). No upper limit on amount.
Other Chapter VI-A Deductions
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Combine other deductions like 80G (Donations), 80U (Disability), 80DD, 80DDB etc. (Mostly Old Regime Only).
Calculate Tax Liability
Your tax comparison will appear here after calculation.
Recommended
Old Tax Regime
Gross Total Income:
₹ 0
Total Deductions:
₹ 0
Net Taxable Income:
₹ 0
Income Tax Calc:
₹ 0
(-) Rebate u/s 87A:
₹ 0
Tax After Rebate:
₹ 0
(+) Surcharge:
₹ 0
(+) Health & Edu Cess (4%):
₹ 0
Total Tax Payable:
₹ 0
Recommended
New Tax Regime (FY 25-26)
Gross Total Income:
₹ 0
Total Deductions:
₹ 0
Net Taxable Income:
₹ 0
Income Tax Calc:
₹ 0
(-) Rebate u/s 87A:
₹ 0
Tax After Rebate:
₹ 0
(+) Surcharge:
₹ 0
(+) Health & Edu Cess (4%):
₹ 0
Total Tax Payable:
₹ 0