Legal Terms

1. Disclaimer

The information provided by Monezy (both on the web and mobile app) is for general informational purposes only. All summaries, financial updates, opinions, and data are curated from publicly available sources and are intended for educational use.

Monezy does not provide financial, investment, legal, or tax advice. Nothing on the platform should be interpreted as a recommendation to buy or sell securities or make any investment decisions. Always do your own due diligence or consult a certified financial advisor.

While we strive for accuracy, Monezy makes no guarantees about the completeness, reliability, or timeliness of the content. Use of the platform is at your own risk.

Sponsored content and affiliate links may appear on Monezy and will be clearly marked. These do not influence our editorial integrity.

2. Terms & Conditions

2.1 Acceptance of Terms

By using the Monezy website or app, you agree to these Terms & Conditions, our Privacy Policy, and any future updates.

2.2 Use of Content

All content is intended for personal, non-commercial use. You may not copy, distribute, or exploit any part of the platform without prior permission.

2.3 User Conduct

You agree not to:

• Interfere with the platform's security or operations.
• Misuse features (e.g., spam, scraping, reverse-engineering).
• Post unlawful, defamatory, or abusive content.

2.4 Intellectual Property

All logos, content, trademarks, and product names are the property of Monezy or its licensors and protected by applicable IP laws.

2.5 Accounts

Users are responsible for maintaining the confidentiality of their login credentials. Any activity on your account is your responsibility.

2.6 Sponsored Content

We may display paid promotions or sponsored posts, which will be labeled accordingly. Monezy is not responsible for the claims made in sponsored material.

2.7 Termination

Monezy reserves the right to suspend or terminate access to the service at its discretion, with or without notice, especially in cases of misuse or violation of terms.

2.8 Modifications

These terms may be updated periodically. Your continued use of Monezy constitutes acceptance of any modifications.

2.9 Governing Law

These Terms are governed by the laws of India, with exclusive jurisdiction in the courts of Bengaluru.

2.10 Contact

3. Privacy Policy

3.1 Data Collection

We may collect the following information:

• Personal details (email, name, preferences) when you sign up or contact us.
• Usage data (app interaction, clicks, pages visited).
• Device and technical data (browser type, OS, IP address).

3.2 Use of Data

We use collected data to:

• Improve user experience and personalize content.
• Send relevant notifications and updates.
• Monitor platform performance and detect abuse.
• Serve personalized ads or sponsored content (where applicable).

3.3 Data Sharing

We do not sell your personal data. We may share it with:

• Service providers (e.g., analytics, cloud hosting).
• Legal authorities if required by law or to protect Monezy's rights.

3.4 Cookies & Tracking

Monezy may use cookies or similar technologies to understand user behavior and deliver a better experience. You can disable cookies in your browser settings, though some features may be limited.

3.5 Data Security

We implement reasonable security measures to protect your data. However, no online system is 100% secure.

3.6 Third-Party Links

Monezy may contain links to third-party websites or services. We are not responsible for their content or privacy practices.

3.7 Children's Privacy

Monezy is not intended for children under the age of 13. We do not knowingly collect personal data from minors.

3.8 Your Rights

You may request to access, update, or delete your personal data by writing to contact@monezy.in.

3.9 Changes to Policy

We may revise this Privacy Policy from time to time. Updates will be reflected on this page with the effective date.

3.10 Disclaimer of Liability – Editorial Content, Visual Assets & Sponsored Material

1. Editorial Content Disclaimer Monezy (“the Platform”) provides condensed news summaries that are curated and rephrased by advanced artificial intelligence (AI) systems. These summaries are derived from publicly available information published by third-party media outlets (“Original Sources”) and are intended solely for informational, educational, and general awareness purposes. While the Platform endeavors to maintain a high standard of editorial integrity and informational accuracy, the use of AI for rephrasing inherently introduces a risk of inadvertent errors, omissions, or interpretive deviations from the source material. Monezy expressly disclaims any warranty, express or implied, as to the accuracy, completeness, or timeliness of any content displayed. Each summary provided is accompanied by a hyperlink directing users to the full version of the original article hosted by the Original Source. Users are strongly advised to consult the full article for comprehensive and authoritative information prior to forming any conclusions or taking any action. Under no circumstances shall Monezy, its founders, employees, contractors, or affiliates be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of or reliance on the summarized content, nor shall the content be construed as investment advice, financial guidance, or a substitute for professional consultation. 2. Visual Content and Image Usage Disclaimer The images, graphics, and other visual content (collectively, “Visual Assets”) utilized on the Monezy platform are sourced exclusively from: Original creations by Monezy or its affiliates; Public domain or openly licensed repositories; or Reputable stock-image providers offering royalty-free, license-compliant media. All Visual Assets are employed solely for aesthetic, illustrative, or thematic purposes. Unless explicitly stated, they do not purport to depict real persons, events, or scenes related to the accompanying editorial content. The inclusion of any Visual Asset shall not be interpreted as an endorsement, affiliation, or factual representation. Monezy respects intellectual property rights and makes best efforts to verify the legitimacy and licensing of all images used. Should any content owner have concerns regarding image use, they are encouraged to contact us promptly at bharat@monezy.in for immediate review and resolution. 3. Sponsored Content and Advertising Disclosure From time to time, Monezy may display advertisements or sponsored content, which shall be clearly marked as “Sponsored” or “Advertisement” within the platform. While such content is subject to Monezy’s internal vetting for relevance and compliance, all claims, representations, or endorsements made within sponsored content are the sole responsibility of the sponsoring party. Monezy does not warrant, endorse, or assume any liability for the accuracy, legality, or efficacy of any sponsored material, and users are encouraged to exercise discretion and conduct their own due diligence before engaging with any advertised offerings or services.